Payment Fees and Insurance

1) PAYING FOR THERAPY

MY FEES.

  • How much does therapy cost? My current fees are based on $350 per 60 minutes. Your fee is prorated if we meet for shorter or longer than 60 minutes
  • Can you pay with insurance? No.  I accept no insurance plans. Instead, see below for information about what may be your Out-of-Network (OON) reimbursement from your insurance company.
  • Can you afford it? If you can not afford my full fee, I will help you find a good fit referral.

2) INSURANCE REIMBURSEMENT

Sorry, I do not accept any insurance. However, your insurance company may reimburse  you for an OON (Out-of-Network) a Ph.D. Psychologist like myself. Below are the questions to ask your insurance company about reimbursement.

FOLLOW THESE STEPS:

Before you contact me for a consultation, call your insurance’s membership phone line:

Ask if your particular contract will reimburse you for an OUT-OF-NETWORK Psychologist? If YES, then ask the following 4 questions:

  1. What is your Deductible?

  2. What is the Cap?
    A money cap? Time cap? Or both?
    (e.g they could reimburse you up to 30 sessions… or a $1,000… whichever is reached first.)

  3. What is the calendar “year”?
    i.e. do they start counting sessions (after the deductible of course!) starting Jan 1st ? or some other start date (e.g. when you signed your contract, like Sept 1st).

  4. What does your insurance company consider a “reasonable and expected” fee for the region. Ask what is that fee based on the CPT-4 codes below.

    • CPT-4   90847 Family or Couples Therapy

    • CPT-4   90791 [Intake Evaluation – no medical services]

    • CPT-4    90834 [Individual Psychotherapy  (45 min.) or  90837 Individual Psychotherapy  (60 min or more)]

    • CPT-4   90853 Group Therapy [other than multi-family

    ** Be sure to add a “-95″for telehealth after the above codes. 

    After you get your insurance information, and are clear about your budget and what you can afford, I welcome your call or email to make a consultation appointmen